Job Description
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Corporate Investment Bank (CIB) VP - Leveraged Finance Credit Risk is responsible for risk analysis and independent oversight and effective challenge of credit quality of his/her assigned portfolio and new transactions. They are responsible for all aspects of credit quality including compliance with requirements of regulators and internal policies and standards. The Vice President will review, challenge, and recommend or decline credit requests, including underwrites, revolver holds, derivative transactions, trade finance, etc. Provides oversight and effective challenge on credit analysis, modeling, and committee papers written by the 1st Line of Defense. Ensures that transactions are taken to and approved at the appropriate forums in line with credit policies and standards. Provides independent oversight of credit quality of assigned portfolio, including risk ratings and regulatory risk ratings. Acts as a subject matter expert (SME) for Leveraged Finance, while guidance and mentorship to junior members of the team. Recommends appropriate changes to structure and/or terms when waiver and/or amendments are requested by underperforming clients. What You Bring: To perform