WesBanco Bank, Inc.
Job Description
2 positions available SUMMARY: Supports the Healthcare team with financial analysis, covenant and exception monitoring, and assistance in preparation of credit approval materials for healthcare borrowers such as hospitals, senior living, skilled nursing, not for profit, physician groups, and other healthcare organizations. ESSENTIAL DUTIES AND RESPONSIBILITIES: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Works under limited supervision or independently. Performs risk rating analysis and spreading of financials Assists in team in compiling credit package for approval. Supports Portfolio Managers in managing a portfolio of healthcare clients. Monitors financial statement reporting requirements, track and review quarterly and annual statements for covenant compliance, exceptions, and trends. Performs covenant testing and document results accurately and timely. Tracks credit, collateral, insurance, entity, and reporting exceptions; assist with remediation and follow-up with clients or internal partners. Maintains comprehensive and accurate credit files in accordance with bank policy. Identify early warning indicators and help recommend risk-mitigation strategies. Participates in client calls, site visits, and due-diligence sessions to better understand operations and risks. Collaborates with internal partners (Loan Operations, Treasury, Compliance, Legal) on documentation, closing, and ongoing monitoring. Maintains working knowledge of healthcare industry dynamics, including reimbursement changes, regulatory environment,