Corporate Banking Credit Analyst I

Job Description The Credit Analyst I will conduct detailed research and analysis of market data, trends and other factors related to the financing that will be considered as part of credit decisions. The individual will support a team of Portfolio Managers and Relationship Managers to understand and apply credit policy and field questions related to financial analysis and interpreting financial statements. Successful Credit Analysts become well-positioned for a promising career in Commercial Credit and are equipped with the fundamentals of underwriting, which will be transferrable to a wide range of opportunities. A Day in the Life of a Corporate Banking Credit Analyst I Conduct written summaries of related industry and market environments, preliminary customer/prospect analysis including Sponsor analysis, and Borrower's operating history and repayment capacity Identify situations that may require policy exceptions and make recommendations that mitigate credit risks or remedy possible exceptions Communicate internally as well as with customers directly on financial analysis or account management issues Interact directly with Portfolio Managers and Relationship Managers and to answer questions related to financial reporting requirements, interpreting financial statements from other Credit Analysts and maintaining credit files Participate in the underwriting process and conduct accurate, well organized analysis of various commercial borrowers including financial statement and projection analysis along with preparing profitability, risk and facility rating models What we have to offer: Formal training, strategies and tools to support personal growth and the development of strong team relationships Performance-based career growth opportunities and the opportunity to become a future leader in the Commercial Credit space