Job Description
A company is looking for a DE/SAR Mortgage Underwriter. Key Responsibilities Analyze and underwrite loan files including credit, income, assets, appraisals, title, and supporting documentation Issue clear, concise approval, suspension, or denial decisions within delegated authority Ensure all underwritten files meet agency, investor, and federal compliance requirements Required Qualifications Minimum 3+ years of current mortgage underwriting experience Active DE (FHA) or SAR (VA) designation; having both is strongly preferred Experience underwriting DPA (Down Payment Assistance) programs Proficiency with Encompass Loan Origination System Strong working knowledge of AUS platforms (DU and LP) and ability to assess manual files when necessary