Job Description
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Santander Dealer Commercial Services (“DCS”) delivers integrated capital and banking solutions to automotive dealers nationwide, including floorplan financing, syndicated lending, commercial real estate, treasury, merchant services, and other commercial banking capabilities. Portfolio Managers support DCS by managing dealer relationships, monitoring portfolio performance, assessing risk, and collaborating cross-functionally to support deal structuring and ongoing portfolio oversight. Position Summary Manage dealer relationships and serve as the primary day-to-day servicing contact, responding to inquiries and resolving billing discrepancies and other account issues. Maintain loan documentation and financial records in nCino/DocMan, ensuring accuracy, completeness, and timely portfolio data updates. Monitor portfolio performance, covenant compliance, delinquency trends, maturities, and other risk indicators, and escalate material concerns to senior leadership. Collect, review, and maintain borrower financial reporting, including monthly, quarterly, and annual submissions. Perform financial spreading, ongoing credit analysis, and portfolio-level risk review to support informed decision-making. Review daily operational and risk repor