Job Description
Description Embedded Deposit Product Manager (Vice President) Citizens Bank is seeking a highly motivated, strategic, and execution-oriented Product Manager to join the Embedded Finance team as an Embedded Deposit Product Manager (VP). This role will be responsible for driving the strategy, solutioning, and execution of embedded deposit partnerships across priority verticals, with a primary focus on insured deposit networks, Registered Investment Advisors (RIAs), and domestic financial institution services, including correspondent banking. The Embedded Deposit Product Manager will serve as the dedicated subject matter expert and point of ownership for embedded deposit opportunities, partnering closely with Liquidity Product, Embedded Finance, Sales, Risk, Compliance, Operations, and Technology teams to identify, structure, and scale embedded deposit programs that align with Citizens' liquidity strategy, cost of funds objectives, and risk frameworks. Primary Responsibilities Drive solutioning and execution of new embedded deposit partnerships across key verticals including insured deposit networks, RIAs, and domestic financial institutions. Serve as the primary owner for assessing inbound embedded deposit opportunities, conducting gap analysis to determine where Citizens' existing products, capabilities, risk frameworks, or operations either support or constrain potential opportunities. Identify and evaluate new embedded deposit verticals, building and owning business cases that support expansion into new use cases and client segments. Partner with internal product, risk, compliance, and operations teams to drive alignment and execution on: New product development needs Enhancements to existing deposit products Updates to risk frameworks and controls Operational model changes required to support