Job Description
The POWER of a CAREER! At Northpointe Bank, we believe your career should empower you - to grow, contribute, and find purpose. We're hiring a Loan Officer to join our energetic, customer-focused retail lending team and help individuals and families achieve homeownership through trusted mortgage solutions. This role is ideal for a detail-oriented, relationship-driven sales professional who thrives on building referral partnerships, delivering exceptional customer service, and taking pride in individual and team success within the mortgage industry. Compensation Structure: Loan Officers are compensated with a monthly recoverable draw and earn commission based on basis points (bps) for closed and funded loan volume . This structure provides income consistency while rewarding strong production performance. What You'll Do: Originate and close residential mortgage loans (FHA, VA, and Conventional) in accordance with established guidelines Consult with customers to understand financial needs and explain available loan options and structures Develop and maintain strong relationships with realtors, builders, buyers, sellers, and other referral sources Research market areas and execute a personal marketing strategy to identify and develop new business opportunities Meet monthly production goals while maintaining a high-quality customer experience Work with Secondary Marketing to ensure proper locking of loans at competitive rates Provide constructive feedback on loan products and pricing based on market demand Travel regularly to business development appointments and referral meetings (approximately 30-40% of time outside the office) Prepare loan committee presentations, including written evaluations of borrower financials Participate in staff,