Job Description
Houston Metropolitan Mortgage Loan Officer Celebrating over 100 years in the community, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of our customers. We are committed to our institution's values of integrity, collaboration, innovation, service excellence, respect, accountability, and leadership, all of which are needed to continue our mission of empowering generations for financial success. By joining our team, you can expect opportunities to enhance personal accomplishments and professional growth. Position Summary Responsibilities include but are not limited to the following: Researches, identifies and generates business leads, networks, contacts, and opportunities; interviews and works with prospective loan clients and other clients to obtain lending business for the bank; cross-sells and market the bank's mortgage and other banking solutions Participates and represents the bank at community functions, events, and activities to develop new lending business opportunities and promote the bank Screens mortgage loan requests; educates prospective clients about the bank's underwriting guidelines and all applicable government regulations Obtains required information and documents from prospective loan clients and analyzes financial and credit data Obtains, manages, and completes the loan application process for clients; enters loan information into mortgage system accurately; submits loan application files for processing and underwriting approval in timely manner Delivers exceptional customer services consistently to all customers and oversees and monitors the entire loan application process and status; communicates effectively with customers Establishes and maintains productive and effective working and business relationships with internal and external customers, business lines, real e