Mortgage Loan Originator I

Mortgage Loan Originator I Platte Valley Bank JOB SUMMARY: Develop a consistent, increasing pipeline of residential real estate loans through exceptional customer service and referrals from local Realtors, business professionals, and community leaders. Ensure consistent and efficient handling of loan requests throughout the processing of the loan. Research, resolve problems and respond to customers' inquiries on account status. Cross sell other bank services and refer customers to other departments / subsidiaries as appropriate. Keep informed of changes in bank services or procedures. RESPONSIBILITIES: ESSENTIAL FUNCTIONS: ORIGINATE IN-HOUSE AND SECONDARY MARKET HOME LOANS Establish referral network with Realtors, business and community leaders. Advise customers on the details of various in-house and secondary market loan options. Ensure customer satisfaction through high quality, responsive customer service. Assist in marketing and advertising of mortgage services. Submit loans to automated underwriting and monitor findings, as needed. ORIGINATE AND MANAGE RESIDENTIAL CONSTRUCTION LOANS Structure construction loans to match customer needs within PVC guidelines. Monitor draw requests for required documentation including lien waivers. Inspect property or order outside inspections, if needed prior to funding draw requests. Compare actual disbursements to the construction budget for potential cost overruns. MISCELLANEOUS OTHER Call on prospective customers. Other duties as assigned. REQUIREMENTS: Minimum Qualifications: Post high school education and two years f