Job Description
TEKsystems is currently searching for qualified candidates to fill Mortgage Underwriter positions with a Fortune 100 Financial Institution in North Richland Hills, TX to start on June 8th. This is NOT a remote position - requirement to work hybrid onsite 3 days a week. All candidates must be located in a commutable distance to North Richland Hills, TX. Mortgage Underwriter - Job Description To evaluate and underwrite all mortgage loan types offered by the Credit Union according to specific state and federal requirements to limit the risk exposure of company's equity portfolio. To analyze required loan documentation and information presented in the equity loan request, to condition and make appropriate loan decisions based on the acceptability of the credit risk using established guidelines of the Credit Union, secondary market investors, and applicable state and government regulations. Works on assignments requiring judgement in resolving issues or making recommendations. Underwrite VA, FHA and Conventional Loans Analyze credit and credit reports independent of scoring systems to confirm loan eligibility Analyze exceptions and rejections; recommend alternative mortgage products better suited to the loan applicant Approve mortgage loans and authorize loan disbursements based on a complete analysis of submitted documentation and applicable rules and regulations Collaborate with managers and participate in mentoring sessions for Mortgage Processors, Mortgage Closers and Mortgage Loan Officers Collaborate with training team to maintain the on-line manual to ensure all guidelines are conveyed accurately and consistently Determine the acceptability and marketability of the real estate property to ensure there is sufficient collateral to secure the loan Evaluate assets needed to close the loan and determine the acceptability and adherence to investor requirements Perform secondary review of loans that are suspended and/or declined Basic research/review Prepare and present counter-offers on marginal loans; prepare adverse action (loan disapproval) notifications, with awareness of the compliance provisions of the regulatory agencies Review and evaluate documents to ensure adherence to NCUA, USPAP and all other relevant industry guidelines to ensure loan acceptance Review/understand effects of contracts related to real estate, such as age restrictions, HOAs, etc. Work closely and collaboratively with loan originator and processor to ensure all appropriate data is obtained Perform other duties as assigned Qualifications And Requirements 1-10+ years of recent MORTGAGE UNDERWRITING experience is REQUIRED Associates or Bachelors degree preferred; High School Diploma required Proficient in Microsoft Office Suite Proficient in computer literacy Proficient and strong data entry skills Strong written and verbal communication skills Location: REMOTE / HYBRID candidates that live within a 60-mile radius from HUB LOCATIONS, will be required to work a hybrid schedule reporting 3 days a week onsite. HUB LOCATIONS THAT REQUIRE REPORTING HYBRID: North Richland Hills, TX - Pensacola, FL - Winchester, VA - Vienna, VA Any candidates outside of those radius' anywhere in the U.S. will be considered fully remote and will be considered for a CONTRACT POSITION ONLY. Meaning they will NOT have an opportunity to convert to FTE unless they relocate to a hub location. Pay Rate Varies by Location (TX, Winchester, VA & all other locations): $24.47 - $33.60 hourly based on years of Mortgage Underwriting experience Pay Rate Varies by Location (CA, NJ, PA, & Vienna, VA): $29.07 - $39.93 hourly based on years of Mortgage Underwriting experience Shift Hours: Full Time, 40 hours per week. Monday-Friday 8:00AM - 4:30PM in local time zone Training Hours (NO TIME OFF): Monday-Friday 8:00AM - 4:30PM CST If you are interested and meet the requirements and qualifications, please apply with an updated resume. #eastpriority26 #eastpriority #westpriority26 #westpriority Job Type & Location This is a Contract to Hire position based out of Dallas, TX. Pay And Benefits The pay range for this position is $22.02 - $39.93/hr. Requirements Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: Medical, dental & vision Critical Illness, Accident, and Hospital 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available