Job Description
Credit Analyst Truliant's mission is to improve lives by putting our members first, providing great service and straightforward financial solutions. Our core values of Member Focus, Service, Guidance, Relationships, and Community define how we interact with members to fulfill our mission of improving lives and providing a foundation on which we conduct ourselves. Our Promise to Our Teammates: Truliant strives to provide all teammates with an enjoyable place to work where they feel valued, empowered and rewarded for all that they do. Purpose of the Job The Credit Analyst is responsible for evaluating the creditworthiness of individuals, businesses, or organizations applying for loans or credit. The Credit Analyst assess financial data, credit histories, and other relevant information to determine the risk involved in extending credit. Key responsibilities include analyzing financial statements, making credit recommendations, ensuring compliance with credit policies, and maintaining effective communication with stakeholders. The Credit Analysts plays a crucial role in managing credit risk and supporting the organization's financial objectives. Essential Functions and Responsibilities Evaluates credit applications and financial statements to determine creditworthiness. Conducts risk assessments and analyze credit reports, payment histories, and other relevant information. Determines credit limits and terms based on established policies and guidelines. Communicates credit decisions to internal stakeholders and external clients. Monitors and reviews credit accounts to ensure compliance with payment terms and credit limits. Identifies and mitigates credit risk factors through ongoing analysis and reporting. Collaborates with the sales and customer service teams to support customer relationships and resolve credit-related issues. Stays updated on industry