Job Description
Responsibilities About the Team This role is part of the Global Payments Legal team within the Global Legal Corporate Compliance organization. The Global Payments business plays a critical role in the monetization of TikTok, operating in the heavily regulated financial services industry. This demands specific expertise and close attention to regulatory compliance. This is a highly collaborative, on-site role and requires five days per week in the office. Responsibilities -The ideal candidate will bring a strong payments background, excellent judgment, a keen ability to identify issues of first impression, and the confidence to counsel a fast-moving business. Interpret federal and state money transmission laws, stored value laws, and payment network rules, and provide strategic guidance to Lines of Business to ensure payments regulatory compliance across the U.S., Canada, and LATAM. Advise product counsel on new products and features by providing subject matter expertise in payments and financial services. Review and negotiate agreements with third-party payment service providers, financial services companies, and banks in partnership with Payments Commercial Legal. Manage cross-functional projects spanning multiple departments, partners, and product offerings across the Americas. Communicate complex risk, legal, and regulatory concepts clearly to internal and external stakeholders. Build strong working relationships with business leaders, fostering a culture of payments compliance and trust. Support the E-Commerce, LIVE, Global Payments, and Global Legal Compliance teams with additional projects and ad-hoc work as needed. Qualifications Minimum Qualifications J.D. (or equivalent law degree) and active bar membership in at least one U.S. jurisdiction. Experience advising on U.S. federal and state money transmission, stored value, and prepaid access laws. Experience with payments regulatory compliance in the fintech or financial services industry. Demonstrated ability to interpret regulations and regulatory guidance and translate them into actionable business advice. Experience working with cross-functional teams, including legal, compliance, product, and business stakeholders. Strong written and verbal communication skills, with the ability to simplify complex regulatory concepts for non-legal audiences. Experience reviewing and negotiating commercial agreements with payment service providers or financial institutions. Preferred Qualifications Experience with payment network rules in the U.S. and Canada; similar experience in LATAM is a plus. Experience with payment product compliance advisory and review, including risks and regulations applicable to consumer-facing financial products. Exposure to the creator economy, e-commerce, or digital platform industries. Ability to take a leadership role in addressing complex and ambiguous legal matters with a high degree of autonomy. Global or regional experience in the fintech space. Strong analytical and problem-solving skills with a solutions-oriented approach. Ability to manage a high-volume workload and meet critical deadlines in a fast-paced, multi-timezone environment. About TikTok TikTok is the leading destination for short-form mobile video. At TikTok, our mission is to inspire creativity and bring joy. TikTok's global headquarters are in Los Angeles and Singapore, and we also have offices in New York City, London, Dublin, Paris, Berlin, Dubai, Jakarta, Seoul, and Tokyo. Why Join Us Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and bring joy - a mission we work towards every day. We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our company, and our users. When we create and grow together, the possibilities are limitless. Join us. Diversity & Inclusion TikTok is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At TikTok, our mission is to inspire creativity and bring joy. To achiev