Job Description
Mortgage UnderwriterAn established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter with wholesale experience to join its team.We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.ResponsibilitiesEvaluate mortgage loan applications to ensure compliance with company policies and federal/state regulationsAnalyze borrower financials, credit reports, and property appraisals to determine eligibilityAssess risk and provide thorough loan decisions with clear explanations and conditionsCollaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the processStay up-to-date with industry trends, guidelines, and best practicesQualificationsActive DE and VA underwriting certification requiredMust have used DE and VA designation within the last 11 monthsMinimum 5 years of residential mortgage underwriting experienceProven history of longevity in prior roles (average tenure, no frequent job changes)Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo productsExperience with Encompass strongly preferredExcellent analytical, organizational, and problem-solving skillsStrong communication skills and ability to collaborate effectively in a team environmentCompensation & BenefitsSalary:$85,000 $115,000 per year Bonus eligibleFull benefits package including:Medical, Dental, Vision, Life InsurancePaid vacation and sick timePlease note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role.We are contractually required to follow the criteria set forth by our clients..