Senior Equipment Finance Underwriter

Senior Equipment Finance Underwriter Irving, TX | Minneapolis, MN | Des Moines, IA (Onsite/Hybrid) Contract: ~6 Months Overview We are seeking a Senior Equipment Finance Underwriter to support commercial lending and leasing activities within a high-performing financial services environment. This role focuses on underwriting moderately complex transactions, performing credit analysis, and supporting portfolio management across a variety of industries. Key Responsibilities Underwrite and evaluate commercial loan and lease transactions within equipment finance Conduct detailed credit analysis and assess borrower risk Review financial statements and supporting documentation for underwriting decisions Approve transactions within delegated authority and recommend larger exposures Perform ongoing portfolio monitoring and periodic credit reviews Maintain accurate risk ratings and system data Partner with internal stakeholders and external clients to gather required information Collaborate with underwriting teams to achieve business and risk objectives Required Qualifications 4+ years of Equipment Finance Underwriting experience Strong experience with commercial credit analysis Ability to underwrite and evaluate loan/lease transactions independently Strong analytical and decision-making skills Preferred Qualifications Bachelor's degree in Finance, Accounting, Business, or related field Experience underwriting transactions $1MM+ Exposure to multiple industries (construction, transportation, manufacturing, healthcare, etc.) Proficiency in Excel and Microsoft Office tools Work Environment Onsite/hybrid depending on location Collaborative, fast-paced commercial banking environment Exposure to a diverse portfolio across industries Additional Notes Candidates must be able to work in the U.S. without sponsorship constraints Strong attention to detail and risk awareness are critical for success