Job Description
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Specialist, Model Development participates in developing and maintaining sophisticated empirical models - including credit scoring models - for a nonprime auto lender. The position is highly quantitative in nature and requires an individual capable of taking a "hands on" approach to data analysis. This position is furthermore responsible for summarizing and reporting information to a variety of internal and external clients. Quantitative Modeler is expected to interact with many other departments in the interest of achieving the overall company objectives. Participates in the construction of complex mathematical models - including credit origination and customer behavior scorecards - which directly support critical decision making processes and the company's overall understanding of our business, the markets within which we operate, and our customers. Assists in developing the underlying assumptions, theory, empirical evidence, and conceptual soundness of statistical and mathematical models. Applies statistical techniques to analyze trends and uncover risks and opportunities relative to portfolio management and originations. Uses internal and external data sources to create robust model development datasets. Ensures m