Job Description
Job Description Our Internal Audit group is seeking a Senior Auditor to assess compliance and operational risks to ensure compliance with regulations, and improve internal controls. The ideal candidate will have strong problem-solving skills, excellent attention to detail, and the ability to utilize effective challenge when conducting audit work. Responsibilities Key Responsibilities: Assist team leaders and Senior Managers/Managers in the execution of assigned audit tasks in line with American Express’ Internal Audit Methodology, internal policies and standards, and regulatory expectations throughout the audit lifecycle. Evaluate processes under review utilizing professional skepticism; execute audit tests and clearly document test results in accordance with internal policies and procedures. Hold walkthroughs with client personnel to understand, assess, evaluate, and document relevant risks and controls. Assist team leaders and Senior Managers/Managers with routine client status meetings, audit requests, and other administrative tasks. Assist team leaders and Senior Managers/Managers in documentation and evaluation of audit observations, findings. Validate management’s corrective action plans to address business-identified issues, audit findings and regulatory remediations. Contribute to the development and periodic reviews of analytic control testing and ad hoc analytics, to drive timely risk insights, testing efficiencies and increased audit coverage. Develop a strong understanding of American Express' business model, products, services, and organizational units. Maintain audit proficiency through ongoing professional development, including data analytics literacy skills, technology, banking best practices and regulatory expectations. Qualifications Minimum Qualifications: Bachelor's degree in accounting, finance, business, or another related field. 2 to 3 years of relevant audit experience, preferably within a highly regulated environment at a large bank, financial services institution, Big 4 accounting firm, or a regulatory institution. Knowledge and experience in applying control theory and professional auditing practices throughout the audit lifecycle and special reviews. Understanding of regulatory, accounting, and financial industry leading practices relevant to the business, including technology and data implications. Strong written and verbal communication skills to deliver audit deliverables with quality. Effectively works independently, within the team and across various teams in a fast-paced environment to drive business results. Ability to break-down complex problems into components and solve utilizing complex thought, process and risk/control knowledge. Preferred Qualifications Relevant compliance audit, compliance, risk management, and/or regulatory experience within the financial services industry. Relevant audit and professional certifications (e.g., Certified Public Accountant, (CPA), Certified Internal Auditor (CIA), Certified Regulatory Compliance Manager (CRCM), etc.). Knowledge of key consumer compliance regulations including, but not limited to, Regulation B, Unfair Deceptive Abusive Acts & Practices (UDAAP / UDAP), Regulation Z, etc. Experience with researching and identifying applicable regulatory requirements based on specific business unit functions. Experience with performing audits related to second-line Compliance Risk Management Programs (frameworks, processes, and oversight functions). Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), scorecards / dashboards, and compliance and risk management systems / technology, etc. Interest in working with data, interpreting results, analytic leading practices and experience with data analytics tools and data visualization. Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. About Us At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your